Medicare Supplemental Coverage / Medigap

When it comes to sufficient health insurance, you may have found that Original Medicare does not cover everything that you or your loved one needs. At PA Health Quotes, we understand that out-of-pocket costs, deductibles, and co-insurance quickly adds up. But, there is a reliable and effective Medicare supplement coverage provided by private health insurance companies to fill in the gaps of Original Meidcare. This Medicare supplemental insurance is called Medigap and it works to limit those dreadful out-of-pocket expenses.

Instead of totally replacing your Original Medicare plans, Medigaps adds to it, covering all of the services as Original Medicare, while lowering the amount you pay out of pocket and cost-sharing. Oftentimes, Medigap may also cover services such as routine check-ups, hearing aids, and vision care, and may expand the choice of providers.

What Are My Pennsylvania Medigap Options?

There are numerous Medigap and Medicare supplement options available to you to reduce or eliminate your co-payments and deductibles. And, at PA Health Quotes we will help to find the plan that fits you best! There are 12 standard Medigap plans offered by most states. These plans are labeled A through L.

Each A through L plan is different in the level of coverage and benefits provided. We can provide you quotes on each of these plans and discuss with you the ones that will provide you the most coverage for your specific needs. Additionally, Medigap plans do require a premium in addition to the premium charged by Medicare for Part B coverage.

Are You Eligible for Medigap?

Regardless of the state of your health or any pre-existing conditions that you may have, insurers that provide Medigap must accept you if you enroll within six months of turning 65. After that initial enrollment period it may become more difficult to the obtain the coverage you need at a price you can afford. So don’t delay in making an informed decision today!

The Right Plan for You

Medigap policies help pay some of the healthcare costs that original Medicare does not cover, but not all Medigap policies are created equal. Policies differ in monthly premiums and the additional benefits that are offered. When trying to select the plan that is right for you it is best to talk with a licensed specialist about the policies offered what might be the best fit for you. Call one of our Medicare experts today, we are independent of the insurance companies and provide unbiased guidance for seniors analyzing their healthcare options.

We understand that you may have questions regarding the Medicare supplemental coverage options that are available to your in Pennsylvania. We are here to help, while providing you the best Medicare prices in PA! Call our licensed Medicare experts today at 1-888-620-8988.